1. As per Basel III, the value of revaluation reserve is to be taken at ...... % discount to include in Tier 2 Capital. a. 60% b. 55% c. 50% d. 45% Ans - b
2. As per Basel III, Adjustments / Deductions are required to be made from Tier I and Tier 2 Capital, relating to which of the following (i) goodwill and other intangible assets (ii) deferred tax assets (iii) Investment in own shares (treasury stock) a. Only (i) and (ii) b. Only (i) and (iii) c. Only (ii) and (iii) d. (i), (ii) and (iii) Ans - d
3. Basel - II accord prescribes that housing loan portfolio be given risk weight of ...... a) 100% b) 75% c) 35% d) 150% Ans - c
4. As per Basel III, General Provisions and Loss Reserves are included in Tier-2 Capital Maximum to the extent of: a. 1.25% of total risk weighted assets under standardized approach and 0.6% of total risk weighted assets under IRB approach b. 0.6% of total risk weighted assets under standardized approach and 0.6% of total risk weighted assets under IRB approach c. 0.6% of total risk weighted assets under standardized approach and 1.25% of total risk weighted assets under IRB approach d. 1.25% of total risk weighted assets under standardized approach and 1.25% of total risk weighted assets under IRB approach Ans - a
5. Under Simplified Standardised Approach (SSA), risk weight for corporates is prescribed as ...... a) 150% b) 100% c) 50% d) 20% Ans - b
6. For Substandard Secured Assets, the provision required is ...... of the outstanding amount. a) 15% b) 20% c) 10% of the realizable value of security (RVS) d) None of these Ans - a
7. As per Basel II, Risk weighted assets for Operational risk are worked out as : a) Capital for Operational risk x 9 b) Capital for Operational risk x 12.5 c) Capital for Operation risk x 8.33 d) Capital for Operational risk x 8 Ans - b
8. Under Basel III the risk weight for capital charge for credit risk on the basis of standardized approach, match for claims on foreign governments (based on rating of international rating agencies such as S & P, Fitch, Moody's Rating), in respect of which of the following: (i) AAA to AA rating — 0%, (ii) BBB rating -- 20% (iii) Below B rating —150% a. Only (i) and (ii) b. Only (i) and (iii) c. Only (ii) and (iii) d. (i), (ii) and (iii) Ans - b