Unit 30 – Credit Delivery 1. Documentation 2. Proper stamping, dated, authority, with free will, duly filled in, ROC charge, sub registrar, CERSAI, third party guarantee . 3. Charges : Mortgage, hyp, pledge, lien, assignment 4. Disbursement of w/c and term loan, promoter’s contribution.
Consortium/Syndication: 1. Two or more banks get into a formal arrangement . 2. Exchange of information 3. Joint documentation/DP allocation 4. For syndication mandate to one bank is given for arranging entire loan.